Update subaccount configurations

Time Status User Agent
Make a request to see history.

URL Expired

The URL for this request expired after 30 days.

subaccountId

uuid

required

configurations

object

Subaccount network and regional configurations which determine the available networks and geographies during card enrollment.

The countries property for each network accepts either:

When "*" is used, the subaccount automatically reflects the parent account's current country list. If the parent account's capabilities change, subaccounts using "*" will inherit the updated countries. API responses always return the resolved country list, never the "*" literal.

The single and bulk enrollment configurations are not required when creating a subaccount, but if not provided they will default to the same country list as the main countries property for that network. The supported card types for single and bulk enrollment is CONSUMER, while the supported funding card types is DEBIT. If not provided, the block rules for both card types will default to the parent account's default block rule for that network and enrollment level.

To set the default rule on the parent account, please reach out to your account manager or support.

configurationsobject

name

string

verificationPolicy

object

Admin-managed overrides controlling how card verification is performed for an account or subaccount.

Fields are optional and nullable; absent fields leave the current value unchanged, explicit null clears an override.

verificationPolicyobject

enrollmentPolicy

object

The customer-writable subset of the enrollment policy: the three unified-SDK

rails. All other fields (spinwheelEnabled, programBins, and the

deprecated bulkEnrollmentEnabled) are managed on the internal

enrollment-policy endpoints and are ignored if sent here.

Fields are optional and nullable; absent fields leave the current value

unchanged, explicit null clears the subaccount-level value. A cleared rail falls back to the account-level value when one is set; only when neither level sets the rail does it disappear from reads, letting the host page's client configuration and then the SDK's card-only default apply.

enrollmentPolicyobject

accept

string

enum

Defaults to application/hal+json

Generated from available response content types

application/hal+jsonapplication/problem+json

Allowed:

application/hal+json``application/problem+json

``200 Specified subaccount updated successfully

object

_links

object

required

self

object

required

self object

accountId

uuid

required

The unique identifier of the account related to this entity.

id

uuid

required

The unique identifier of this subaccount entity.

name

string

required

The name of this subaccount entity.

createdAt

date-time

required

Date and time when this resource was created, in UTC, following ISO 8601 format.

updatedAt

date-time

required

Date and time when this resource was last updated, in UTC, following ISO 8601 format.

configurations

object

required

Subaccount network and regional configurations which determine the available networks and geographies during card enrollment.

VISA

object

VISA object

MASTERCARD

object

MASTERCARD object

AMEX

object

AMEX object

verificationPolicy

object

Admin-managed card verification policy for this subaccount. Overrides the parent account's policy when set. null or absent means no subaccount-level override.

stripeValidationLevel

string | null

enum

Routes card verifications through Stripe at the specified risk tier when set.

null (or absent) routes through the default TokenEx/IXOPAY (Visa) or TNS (Mastercard) path.

Tiers (increasing strictness):

soft declines are tolerated. Cannot be self-assigned via this endpoint.

becomes a mandatory second factor. See the "HIGHEST Verification" guide.

Network note: Visa uses Stripe at every set tier; Mastercard uses its network 3DS at all tiers and

engages Stripe only at HIGHEST (for the two-hold second factor).

Resolution: the subaccount value is operative at request time; the account-level value is the

inheritance source applied when a subaccount is created, not a live fallback.

HIGHEST``HIGH``MEDIUM``LOW

sandbox

boolean | null

Test flag, settable by the customer via PATCH /subaccounts (and internally via the

verification-policy endpoints). When true, card verifications on this subaccount route KNOWN

test PANs through the Stripe/TNS sandbox (real cards still go live), and new bank links are

created against Plaid Sandbox (Plaid test fixtures only — real bank credentials require the

flag off), so an integrator can deterministically test against a provisioned subaccount.

Absent / null / false → live processing only.

failedAttemptLockout

boolean | null

When true, ENFORCE the cross-network attempt lockout for this tenant: a card with too many recent

hard verification failures is refused at create (400``verification.attempts_locked) before any provider is called. Account-level fallback (set once for all partner subaccounts), overridable per subaccount. Absent / null / false → not enforced (failures are still recorded; only enforcement

is gated).

enrollmentPolicy

object | null

Enrollment policy for an account or subaccount. Two groups of fields:

Unified-SDK rails (cardEnrollment, bankEnrollment, bulkEnrollment) — which

enrollment options the unified SDK renders. Customer-writable per subaccount via PATCH /subaccounts/{subaccountId}; account-level defaults are admin-managed. Rails

resolve live per field (subaccount value if set, else account) and reads are SPARSE:

only explicitly-configured rail fields are returned — an absent field means "not configured here" and the SDK falls back to the host page's client configuration, then its card-only default.

Admin fields (spinwheelEnabled, programBins) — whether the Spinwheel enrollment

option is offered, and which card-program BINs identify the customer's program.

Managed only on the internal enrollment-policy endpoints.

Fields are optional and nullable; absent fields leave the current value unchanged, explicit null clears a field.

spinwheelEnabled

boolean | null

Master gate for offering Spinwheel enrollment. Absent / null / false → disabled.

Resolution: the account-level value is the master switch. A subaccount's stored value only takes effect while the account's is also true — subaccount GETs return this effective value, not the stored one. Disabling at the account level is non-destructive: stored subaccount values are unchanged, so re-enabling the account automatically restores subaccounts whose stored value is true.

Setting true on a subaccount while the parent account's gate is off is rejected with 400 (no escalation past the account).

bulkEnrollmentEnabled

boolean | null

deprecated

Deprecated: superseded by the bulkEnrollment tri-state rail (the SDK maps true to suggested, false to off, and prefers the tri-state when present).

Whether the unified enrollment SDK offers bulk-enrollment steering (BIN eligibility check + bulk feed wizard) for this account/subaccount. false = the SDK skips the

eligibility check entirely and opens the card form directly (American Express cards

pivot to the bank-linking flow). Absent / null = not configured — the SDK falls

back to the host page's client configuration, then its card-only default (bulk off).

Resolution: plain override-fallback — a subaccount value overrides the account value when set (no master gate; unlike spinwheelEnabled). An explicit bulkEnrollment flag in the SDK's open() config wins over this policy.

cardEnrollment

boolean | null

Unified-SDK rail: offer manual card enrollment (PAN entry + 3DS verification).

Resolution: live per-field override-fallback (subaccount value if set, else account).

bankEnrollment

string | null

enum

Unified-SDK rail: offer bank linking. on = first-class (chooser tile, any-order linking); amex-only = reachable only via the American Express pivot from card entry; off = disabled. Resolution: live per-field override-fallback.

off``amex-only``on

bulkEnrollment

string | null

enum

Unified-SDK rail: offer network bulk-feed enrollment for bulk-capable programs.

suggested = bulk wizard with a link-just-this-card escape; forced = the wizard is the only path for bulk-capable cards; off = no bulk routing (direct card form). Supersedes the deprecated bulkEnrollmentEnabled boolean; when both are set, the SDK prefers this field. Resolution: live per-field override-fallback.

off``suggested``forced

programBins

array of strings | null

The customer's card-program BIN prefixes (tier-2 manual registry), used to match cards to the program during enrollment-option resolution. 6–8 digit numeric strings — both legacy 6-digit and ISO 8-digit prefixes are accepted. Managed via customer onboarding; returned as stored on the subaccount (not resolved against the account).

bankLinkingPolicy

object

Admin-managed bank-linking policy. On reads, fields are the EFFECTIVE values — per-field live resolution against the parent account (subaccount field if set, else account, else null). A whole-null policy means neither level has one set. The credit-only system default (accountTypes: [credit]) is applied downstream at bank-link creation, not materialized in this read.

accountTypes

array of strings | null

Account types selectable during bank linking. Enforced by the provider at link-token creation (Plaid account_filters: checking/savings → depository subtypes, credit → credit card); institutions offering none of the allowed types are hidden from institution search. Default: [credit].

checking``savings``credit

pinnedInstitutionId

string | null

^ins_[A-Za-z0-9]+$

Provider institution id to pre-select at link creation (e.g. ins_10 for American Express). NOTE: Plaid's institution_id pre-selection is currently rejected on production (INVALID_INSTITUTION) — this field is stored and forwarded only behind a provider capability flag; until the provider supports it, institution limiting is achieved with plaidLinkCustomizationName plus account-type filtering.

plaidLinkCustomizationName

string | null

Name of a Plaid Dashboard Link customization to pin on created link tokens (institution shortlist, Account Select mode). The customization must already exist in the Plaid Dashboard — unknown names fail link creation outright. Never client-suppliable; applied via this policy only.

``400 The server cannot or will not process the request due to something that is perceived to be a client error

``401 Authentication credentials were either missing or incorrect

``403 Authentication credentials used do not have have permissions to perform the request

``404 The requested resource was not found on the server

``500 The server encountered an unexpected condition that prevented it from fulfilling the request

Updated about 2 months ago

ShellNodeRubyPHPPython

Bearer


xxxxxxxxxx

curl --request PATCH \

--url https://api.astrada.co/subaccounts/subaccountId \

--header 'accept: application/hal+json' \

--header 'content-type: application/json'


xxxxxxxxxx

{

"_links": {

"self": {

"href": "/subaccounts/81e7c267-0927-4234-a2bd-78cef799de54"

}

},

"accountId": "073fe1bb-3350-46ad-b3a6-32afb3780994",

"id": "81e7c267-0927-4234-a2bd-78cef799de54",

"name": "Subaccount A",

"createdAt": "2024-05-01T17:08:43.810Z",

"updatedAt": "2024-05-01T17:08:43.810Z",

"configurations": {

"VISA": {

"countries": [\

"USA",\

"CAN"\

],

"single-enrollment": {

"countries": [\

"USA"\

],

"blockedCardTypes": [\

"CONSUMER"\

],

"blockedFundingCardTypes": [\

"DEBIT"\

]

},

"bulk-enrollment": {

"countries": [\

"CAN"\

],

"blockedCardTypes": [\

"CONSUMER"\

],

"blockedFundingCardTypes": [\

"DEBIT"\

]

}

},

"MASTERCARD": {

"countries": [\

"USA"\

],

"single-enrollment": {

"countries": [\

"USA"\

],

"blockedCardTypes": [\

"CONSUMER"\

],

"blockedFundingCardTypes": [\

"DEBIT"\

]

},

"bulk-enrollment": {

"countries": [\

"GBR"\

],

"blockedCardTypes": [\

"CONSUMER"\

],

"blockedFundingCardTypes": [\

"DEBIT"\

]

}

},

"AMEX": {

"countries": [\

"ITA"\

],

"single-enrollment": {

"countries": [\

"ITA"\

],

"blockedCardTypes": [\

"CONSUMER"\

],

"blockedFundingCardTypes": [\

"DEBIT"\

]

},

"bulk-enrollment": {

"countries": [\

"SWE"\

],

"blockedCardTypes": [\

"CONSUMER"\

],

"blockedFundingCardTypes": [\

"DEBIT"\

]

}

}

}

}