Real-time card data from any card, any issuer

Real-time card data from any card, any issuer

Connect your platform directly to card networks. Employees enroll any card — personal, corporate, any issuer — and structured transaction data flows to your platform at authorization. No bank connections. No screen scraping. No re-authentication.

Contact Sales → View API Docs
Interactive Demo

See the data flow in real time

Watch real-time card transactions stream through the Astrada API — with 10+ standard fields delivered at authorization, then settled amounts when clearing completes.

Live Transaction Feed
via Astrada API
Blue Bottle Coffee
$7.50
Sarah Kim · Personal-4321 VISA
"descriptor": "Blue Bottle Coffee"
"transactionHoldAmount": 7.50
"transactionCurrency": "USD"
"acceptor.mcc": "5814"
"acceptor.city": "San Francisco, CA"
"network": "VISA"
"status": "PENDING"
Blue Bottle Coffee
San Francisco, CA
$7.50
Personal-4321
PENDING
Core Capability

Transaction data at the moment of purchase

Bank feeds deliver data 24–48 hours late. Astrada's Realtime Feeds deliver structured transaction data at authorization — the moment the card is used. This isn't a faster version of bank feeds. It's architecturally different: data comes directly from card networks, not aggregated from bank accounts.

Realtime Feeds

Data at authorization

Transaction data arrives the moment the card is used — not hours or days later. Real-time visibility, auth lifecycle tracking, instant policy enforcement.

Real-time data at authorization (moment of swipe)
10+ standard fields per transaction
Full transaction lifecycle tracking (auth → clearing → settlement)
MCC, merchant name, terminal ID, acquirer ID, geolocation
Persistent connection — no re-auth, no breakage
Corporate card support with cardholder granularity
Clearing Feeds

The smart onramp

Same 10+ structured fields, same persistent connections — delivered at clearing instead of authorization. Start here for immediate data quality improvements, then upgrade to Realtime with a config change when you're ready.

Data delivery at clearing (network-sourced)
All the same 10+ standard fields
Same persistent connection, no re-auth
Upgrade to Realtime is a config change
Data Quality

10+ standard fields per transaction

Every transaction arrives structured and normalized. No ML cleanup. No merchant name guessing. Data quality from the source.

What you get from Astrada

Every field is sourced directly from the card network — structured, normalized, and ready for your platform to act on.

Amount Transaction and billing amounts with currencies
MCC Merchant category code
Merchant Normalized merchant name
Terminal ID Point-of-sale terminal identifier
Acquirer ID Acquiring bank identifier
Geolocation City, state, country of transaction
Currencies Local + billing currency pair
Status Pending, settled, voided, declined
// Sample webhook payload { "transactionId": "txn_8f2k...", "status": "SETTLED", "amount": { "transaction": 38.00, "transactionCurrency": "USD", "billing": 38.00, "billingCurrency": "USD" }, "merchant": { "name": "Uber", "mcc": "4121", "city": "San Francisco", "state": "CA", "country": "US" }, "terminalId": "TID-29481", "acquirerId": "ACQ-00412", "network": "VISA", "cardLast4": "4242", "timestamp": "2026-02-14T..." }
The Solution

Real-time card data from Visa and Mastercard, through a single API

Astrada replaces the entire bank feed pipeline — the SFTP servers, the file format mapping, the per-provider PCI configuration — with a single integration that delivers Visa and Mastercard transaction data at authorization.

POST /webhooks — transaction.authorized 
{
  "transaction_id": "txn_8f2a4b6c9d1e",
  "status": "PENDING",
  "timestamp": "2026-02-16T19:42:08Z",
  "amount": {
    "transaction_currency": "GBP",
    "transaction_amount": 86.50,
    "billing_currency": "USD",
    "billing_amount": 109.34,
    "conversion_rate": 1.2638
  },
  "merchant": {
    "name": "Dishoom King's Cross",
    "id": "MID-449281637",
    "mcc": "5812",
    "mcc_description": "Eating Places, Restaurants",
    "terminal_id": "TID-88421",
    "city": "London",
    "country": "GB",
    "postal_code": "N1C 4AZ"
  },
  "card": {
    "network": "visa",
    "last_four": "4921",
    "type": "corporate"
  },
  "acquirer": {
    "id": "ACQ-771204",
    "name": "Worldpay"
  }
}
Data at auth, not settlement Both currencies + FX rate as structured fields Deterministic category — no ML needed Geolocation at the transaction level
BYOC Enrollment

Any card, enrolled in seconds

Employees enroll existing cards through a simple widget embedded in your platform. No new card to issue, no bank account to link, no credentials to store.

Single enrollment

Employee enters card details through your embedded widget. One card, one-time process, data flows immediately.

Batch enrollment

Enroll corporate card programs in bulk. Upload a file of card numbers and enroll an entire team or company at once.

Persistent connection

Once enrolled, the connection is permanent. No password resets, no MFA interrupts, no bank API changes. It just works.

Network Coverage

Connected to major card networks

Astrada connects to card networks independently, with market coverage expanding. Additional network coverage available on request.

Visa

Realtime and Clearing feeds. Coverage across US, Canada, UK, and select European markets.

Live

Mastercard

Realtime and Clearing feeds. Coverage across US, Canada, UK, and Europe with additional markets expanding.

Live

American Express

Clearing feeds. Coverage across US, Canada, UK, and select European markets.

Live

Additional network coverage available — contact us for details.

Market Availability

US, Canada, UK, and Europe — expanding

Live across major markets with coverage expanding. Specific market availability varies by network.

🇺🇸 US

Live

🇨🇦 Canada

Live

🇬🇧 UK

Live

🇪🇺 Europe

Live

🌏 APAC

Expanding

Security & Compliance

Enterprise-grade from day one

PCI DSS v4

Level 1 Certified

256-bit

Encryption at rest & in transit

99.9%

Uptime SLA

"Finance leaders are under pressure to move faster without sacrificing accuracy or control. By integrating with Astrada, we're delivering real-time visibility into spend and ensuring every transaction is compliant and secure."
Andrew Kershaw
Group General Manager, Office of the CFO, Workday

See what real-time card data looks like in your platform

Most design partners are live within weeks. Start with Clearing Feeds for immediate value — upgrade to Realtime when you're ready.

Contact Sales → View API Docs